Loans powered by HFS are personal loans, which means no equity = no problem. Lyon Financial is a financial services company that offers a variety of products and services to its clients. We team up with contractors, home improvement experts, pool builders, home renovators, remodeling contractors, and more. Thats where our excellent customer service begins. Thats crazy! If you have any questions about swimming pool loans or home improvement loans call 1-800-254-9560 and press 5. Of course, the cost will vary based on the size, the type of pool, your location and where you plan to build the pool on your property. Pool Financing - Ask the Pool Guy Lyon Financial. We are proud to offer our unique financing program to those who have served or are currently serving our country. Who doesnt love a relaxing dip in the swimming pool on a sweltering, hot day? Your approval is good for 119 days, during which time the pool must be completed. I would recommend LendKey Financial backed by Xcel Federal Credit Union. Lyon Financial Vs Hfs Financial. Payment example: Monthly Payments for a $200,000 loan at 6.49% APR with a term of 30 years would result in 360 monthly payments of $1,262.82. With financing from HFS Financial, youll have a way to show them just how little a monthly payment can be for their project. Can I Offer Contractor Financing for ADUs? BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. Their rate is low, but they have a $1995 "processing fee" paid to them out of the loan proceeds. If you have great credit you can get 6.5% interest on 50K for 10-15 Years and that drops to 6.25% if you do automatic payments. With the widget web button, CTA copy and automated notifications, you can keep track of your customers financing and provide them with the best home improvement experience possible. Payment example: Monthly payments for a $50,000 loan at 6.49% APR with a term of 30 years would result in 360 monthly payments of $315.71. I called Lyon Financial today, the lady I spoke to said that they shop your credit score with 6-8 companies to get you the best loan option out there. | Cookies Settings. Train your sales team to discuss financing with every single client. To boost your credit score before applying for a pool loan, follow these steps. One of our exclusive lenders will then receive the application. Your text should explain that by clicking the HFS button, customers can quickly and easily access financing for all their home improvement projects. With HFS Financial, there are no hidden costs. Contact any Key Bank Branch office in Michigan to apply. What kind of financing text should I put on my website? Conditions and limitations apply. We use dedicated people and clever technology to safeguard our platform. HFS Financial is not responsible or liable for any products, services, information,or other materials displayed, purchased, or obtainedbecause ofor in connection with this web site, including, without limitation, any agent referrals, loan recommendations, application, approval, pre-qualification,loan,or interest rate analysis. When they get funded through HFS Financial, each customer is essentially a cash buyer. Additionally, Lyon Financial has a higher customer satisfaction . ", HFS is a great company to work with. A score of at least 680 is frequently required for home equity loans and home equity lines of credit. HFS Financial doesnt have any prepayment penalties on the loans we pair your clients with, making it easy for customers to pay off their loan early and save money in the long run. FICO score of 850 required for 4.99% APR. We make memories. Lyon Financial - A Trusted Financial Services Company Our mission is also to help contractors get paid easier, reach more customers by offering financing, and build their businesses. That makes the APR on their fixed rate of 6.75% about a point higher. As a company in business since 1979, we have honed the Lyon Financial loan process to perfection. At 118 Morlake Dr Suite 202, Lyon Financial Reviews has offices in Mooresville, NC. Interest rates can start around 3% and go up to about 36%. NEW $25,000 unsecured rates start at 9.99%, terms up to 7 years, (NO EQUITY REQUIRED) (No pre-payment penalty) scores from 725, NEW up to $10,000 Credit Card- MasterCard or Visa, with 0% APR, (12-18 months) (This is basically FREE money for almost 2 years), (Minimum monthly payment is required) scores from 740, 1st mortgage refinancing FHA,VA, Conventional & Reverse Mortgages. Companies can ask for reviews via automatic invitations. Although we do not offer in-house financing at Allison Landscape and Pool Company, we do work with banks and other financial institutions when it comes to financing your pool project. APR, terms, and loan amounts may differ based on loan purpose and credit profile. Please don't hesitate to contact us for financing assistance at (904) 223-4050. Are you struggling to decide whether or not an accessory dwelling unit is right for you? Copyright. If you rent out your place on Airbnb or Vrbo, you could fetch top dollar for the additional amenity. For over 40 years, Lyon Financial has provided personalized, hassle-free financial solutions to bring backyard dreams to life. $75,000 maximum loan amount Thank you so much for the kind words and for taking the time to leave a review for us. If youre able to open a zero-interest credit card and pay the balance back before the zero-interest period expires, paying with a credit card can be a great option especially if its a rewards card thatll give you points, airline miles or cash-back for spending or a bonus just for opening the account. The company acts in the capacity of a financial consultant, and partners with a network of lenders to provide multiple loan offers for pool construction projects. You could bring your friends together over the summer by hosting pool parties. I stumbled on this company thru a Google search. They are very fast to process new applications and respond promptly to all questions and emails. This may be a good task for a web developer, or feel free to reach out to your HFS contractor success manager and we will take care of this process for you. As a result, your loan may have a higher interest rate. We are a registered 501(c)3 non-profit that is funded by user donations. Advertised rates and terms are subject to change without notice. I don't like the idea of my credit being inquired 6-8 times, I would rather deal with one lender that I feel comfortable dealing with. Thanks, HFS!, HFS has provided loans for customers in a prompt timely manner for us. More than just a pool loan, because it's so much more than just a pool. Once you know what type of financing youll go with, reach out to multiple lenders so you can compare offers and choose the best deal. Being able to provide customers with informational material provided by HFS as well as a direct link from our website to complete applications helps set our company apart. Customers have several advantages when it comes to home improvement financing, including fast funding, flexible payments, and the ability to make changes or additions during their project without worrying about bank approval. The high cost to install a pool means that many people rely on pool financing. Our lenders can choose from any of the three Big Three reporting bureaus: Experian, Equifax, and TransUnion, but they must take into account TransUnions expertise. LIghtstream was EASY. National Contractor Success Manager - HFS Financial - LinkedIn The process is so simple and straightforward. This ensures that funds are not disbursed in advance of work being completed. This will help you stand out from the competition and acquire more customers than ever before. In just 60 seconds, they can start the process of finding out how much they qualify for. You can get loans from $1,000 to over $200,000 to fund simple above-ground pools or elaborate in-ground pool projects. Lyon Financial also offers a lower interest rate for loans that are used for tuition and fees, while Lightstream does not. Payment example: Monthly payments for a $75,000 loan at 4.99% APR with a term of 15 years would result in 180 monthly payments of $592.70. Subject to change. Are you ready to get paid on your schedule instead of the banks? To download promotional materials or a widget for your website, visit our Contractor Resource Center. Click the tabs to the right to learn more about each financing option. Financing through HFS Financial provides customers with the flexibility to make changes or additions with their contractor during their project. HFS Financial is not a lender. This includes loans for people with bad credit and loans for people who are self-employed. I will recommend HFS Financial and Adam and Jamie team anytime. Adam Sidle was very nice and answered every question fast. ), No origination fees or prepayment penalties. Advertised rates and terms are subject to change without notice. HFS Financial is a financing company that partners with third-party lenders to provide homeowners with the money to construct pools on their property. Because of their high interest rates, credit cards are usually not recommended as options for financing a new swimming pool. Does anyone have any recommendations on pool loan companies with competitive interest rates? HFS loan programs do not fund to the contractor, which empowers YOU, the consumer and makes life easier for the contractor when it comes to getting paid. We got a loan from a local bank for 5.5%. I will definitely be using them for any future projects and will be referring them to friends. FICO score of 850 required for 4.99% APR. They did a great job on approving us without any issues. But never were we told that there would be a lien against our home, not allowing us to refinance the house. Some other things that make us stand out: This is probably our most frequently asked question. An inquiry is not an application. The direct funding to my customers allows us to work more closely with them and takes out the middle man you have with other finance companies. Swimming Pool Financing: What to Know and Best Pool Loans For one, Lyon Financial offers a wider range of loan products than HFS Financial. Plus, they will enjoy competitive interest rates and fixed payments that fit within their budget. With HFS Financial, you spend more time thinking about how to improve your home and less time worrying about am I getting a good rate?how is the financing coming along? With HFS, you can rest assured you will be provided with industry leading loan terms and the best customer service experience possible. Conditions and limitations apply. BBB is here to help. Thank you so much. Thanks team! HFS is our top choice for financing. Lyon Financial | Better Business Bureau Profile HFS Financial Home Improvement Lending Made Simple, offering 100% No Monday Down Financing from $10,000-$100,000, equity not required. *In Canada, trademark(s) of the International Association of Better Business Bureaus, used under License. How a Custom Pole Barn Can Transform Your Landscape. HFS prides itself on being one of the only options that ensure the full funds are disbursed directly to the consumer so that YOU control the money and not the contractor. And all of this comes at no cost to you! It was the smoothest and fastest loan I have done. Help them secure financing, build a great rapport with your clients, and close those sales to boost your business. Lyon Financial works with Central Bank to provide qualified borrowers with unsecured pool financing. If you stop making payments and default on your loan, you dont have to worry about your house being foreclosed though the lender still could sue you. Not all will qualify. If my customers use the widget, how do I know if my customer is approved for their loan? Dear Penny: How Do I Get My Ex-Husbands $10K of Past-Due Alimony? Industry Leading Service from your Contractor Success Manager. After that your interest rate could go up to 18% or more. Home equity loans are essentially when you tap into the equity you have in your home and take out a second mortgage. How many years can you refinance a pool for? Tired of the approval process and waiting on the bank to release a trickle of funds while you front all of the money for your customers projects? It is also possible that lenders have income requirements that differ from one lender to the next. Thats how much PoolCorp has helped finance in less than 10 months with our LightStream Unsecured Consumer Financing Program. AMS Financial is Americas most trusted national pool loan company and we know swimming pool loans and home improvement loans because it is where we got our start . Adam Sidle and the whole team were friendly and informative thru the entire process. It is a type of loan that is approved for people who are ready to buy a home and have a good credit score. If You Have More Than $1,000 in Your Checking Account, Make These 9 Moves, This 10-Day Savings Challenge Is Going Viral By Making People Richer, The 9 Biggest Money Secrets Most Rich People Wont Tell You. Its not a best practice and its in the worst interest of the client. Lyon Financial and Lightstream are both companies that offer private student loans. Unlike many banks and credit unions, our experience is unique to swimming pools, not just any type of loan. What are the advantages and disadvantages of pool loans? If youve got excellent credit and would qualify for a low-interest personal loan (unsecured loan), that might be the better option. A conditional approval is available within 24 48 business hours. If you want to get a pool loan, who should you get it for? From small renovations and repairs like a new roof or windows to larger projects like remodeling bathrooms and kitchens or building a sensational new swimming pool whatever financing the customer needs for their project is within reach. Re-imagine your backyard with a dreamy swimming pool loan. There are many Lyon Financial pool loan reviews available online. Personal loan terms generally range from about two to 12 years though some pool loans can have terms up to 20 years or more. Very easy to work with and fast approval. Lyon Financial offers financing solutions for swimming pool and home improvement loans nationwide. International Association of Better Business Bureaus. Very happy with them. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles. It means barbecues and graduation parties. Conditions and limitations apply. The company is a member of the Better Business Bureau and has an A+ rating with the organization. Swimming Pool Financing Options | Trouble Free Pool Replies to negative reviews in < 24 hours. We love the difference we can make for your family by providing something that puts years of memories within reach. A cash-out refinance might make sense if youre able to get a lower interest rate than your current mortgage. I was contacted promptly by Adam with answers to my questions. Advertising a personal loan reported to credit report and no liens against the property. We really appreciate it. Here's a summary of how we make pools and spas and pergolas happen! Our automated updates and contractor support representatives keep you informed when a customer applies, and well also let you know if theyre approved or denied. What credit bureau does Lyon Financial use? Texas Blue Lake Pools works with HFS Financial and Lyon Financial to offer you pool financing options to finance your backyard dream. Lyon Financial has specialized in swimming pool financing since 1979, making them leaders in their field. JavaScript is disabled. Please click on the links below to fill out a pool . Lyon Financial is not responsible or liable for any products, services, information or other materials displayed, purchased, or obtained as a result of or in connection with this web site, including, without limitation, any agent referrals, loan recommendations, application, approval, pre-qualification, load or interest rate analysis. An inquiry you submit to Lyon Financial is for the purpose of obtaining additional information regarding a potential loan provided by a third-party lender under terms & conditions arranged directly between you and such lender, and conditioned upon the completion of all credit documentation. HFS Financial recognizes that there may be differences in interest rates based on loan amount, credit history, and other factors. Taking on debt for a new pool doesnt have to be your only option. Adam Sidle and Krystie McMahon were an awesome team and great from start to finish. Dont forget to factor in maintenance and additional utilities usage when estimating how much you can afford to go toward pool costs. Privacy Policy and Terms of Service Applying for online loans, sitting in meetings with bank loan officers, making time for phone calls, and filling out endless paperwork can be a burden, not to mention a damage to their credit for applying. And by training your staff to talk about financing when speaking to potential customers and clients, you can have a continual source of funding coming through to support your business. Most people who have used this company report satisfaction with the process and the loan itself. You could teach your kids to swim right at home. If you think youre outgrowing your current home or are looking to downsize wait until youre ready to move and then look for a new home with an existing pool. Unlike many banks and credit unions, our experience is unique to swimming pools, not just any type of loan. HFS Financial Reviews | Read Customer Service Reviews of hfsfinancial.net When you refer your clients to HFS, they wont have to worry about coming up with a down payment or any other funds. This downloaded widget can then be used on your website; however, you need to connect it with your personal HFS account first. Lyon Financial acts as an Account Manager and is not a lender or a broker. Customers who get frustrated with other lending processes are often customers who throw in the towel on the project. (These include previous years tax returns specifically Schedule C & E for those self-employed; a W-2 and recent pay stubs for wage earners). So I will pay forward a good deed and save you the 1500.00 broker and tell you we used United States senate federal credit union. Quick to respond to my clients, personalized and hassle free service. Their customer support is exceptional, always going above and beyond to ensure that our client's needs are a priority., HFS provides an easy and convenient financing option for our customers. Lyons only pulls your credit once. Representatives have always quickly responded to us as well as our customers, answering any questions that we have., When our prospective clients tell us they need financing for their pool projects, we strongly recommend the contact HFS. Getting a home improvement loan or swimming pool financing doesnt have to be a complicated, time-consuming process. Home Improvement Lending Made Simple, offering 100% No Monday Down Financing from $10,000-$100,000, equity not required. No more waiting on a bank to approve them or sending in paperwork to apply. Maximum loan amount of $75,000. I also enjoy how responsive your company is with me as well., "HFS Financial has been awesome. Exact interest rate determined by credit profile. The whole project funds direct to the customer, up-front. Hi,If you have funded a loan through HFS please know that all loan terms are always fully disclosed prior to approval and funding. Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. Integrating the HFS widget onto your website is easy. The swimming pool youve always envisioned can be yours once you complete this pre-application. HFS Financial does not endorse,warrant,or guarantee service or products of any lender or broker and does not guarantee and makes no representations of any rates, points, and loan programs offered by affiliates. Overall, Lyon Financial seems to be a reputable company that offers a good product. When it comes down to choosing a contractor who offers financing and one who does not, customers love the ease and convenience knowing that everything for their project can be taken care of in one place. It may not display this or other websites correctly. Payment example: Monthly payments for a $50,000 loan at 6.49% APR with a term of 30 years would result in 360 monthly payments of $315.71. You will get much more visibility by. Very understandable and easy, seamless application process. There may be different income requirements for different lenders. The loan options are based on your income and creditworthiness. Capital One 5 years . *Available on approved credit, not all will qualify. Conditions and limitations apply. As we head into another busy season, if you are not on board yet, then now is the time to take advantage of this successful program. You may be able to find rates even lower if you have excellent credit. Flexible payment options and low fixed rates can support an array of home improvement projects, and customers can choose the best option for them. This includes products like home equity loans and lines of credit, which can be beneficial for those looking to tap into the equity in their home. I was looking at HFS too for an unsecured loan. Here at HFS, we dont only exist to help homeowners find financing to bring their dreams to life. We explored a home equity loan but found out quickly that the HFS team wanted our business and created an excellent customer service environment. Hello , This is an inactive thread. Each pulls their own credit report on the customer, resulting in many unnecessary hits. This place charges a $800 origination fee on home improvement loans. Anyone can write a Trustpilot review. What Credit Score Does Lyon Financial Use - tourisme83.com It is being practiced by thousands of pool owners just like you. #Available on approved credit, not all will qualify. HFS makes the application process easy with a user-friendly website and document upload process. We have recently found it in small print in the paperwork. The technical storage or access that is used exclusively for statistical purposes. on after all.. Rates start at 6.49%. Heres How to Cope With Financial Stress. Customers can get approved funds fast, so they can start their project on time. I called Lyon Financial today, the lady I spoke to said that they shop your credit score with 6-8 companies to get you the best loan option out there. HFS is incredibly efficient and effective at helping our clients get the money they need to bring their pool dreams to life.

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