We provide 30, 20, 15 or 10 year fully amortized loans and offer low Fannie Mae conforming conventional fixed interest rates. A: Yes, the applicant must be listed as the owner of record on the deed to the property where the pool is to be constructed. The main advantage of personal loans is that they usually have lower interest rates than other types of loans (like credit cards). FREE Loan Consultations and payment details for all applicants! Lending Uncomplicated. Quick and easy to work with. explained everything and answered all my questions. We gave our Best Overall award to LightStream due to its low starting APR, autopay discount, Rate Beat Program, and same-day funding option. Will update as the pool is installed.! Upon approval and acceptance of terms, youll receive a shopping pass which works like a credit card and is good for the amount of your loan. Through our exclusive lenders, we offer financing solutions for swimming pool and home improvement projects nationwide. My representative (Kevin) explained my options perfectly, taught me about negative trade, and helped me fix something on my credit rating which was a mistake I didnt even know existed! Here's a closer look at Viking Capital vs Lyon Financial: Viking Capital is a direct lender, meaning they provide financing directly to consumers. I listened to him He was patient he would check my debit to credit ratio and explain where I was currently and where I had to be in order to get approved. Once the loan is secured, Viking Capital stays connected to the borrower, the builder and the lender to answer questions, provide status updates and ensure the funding process goes smoothly. SoFi does offer some flexibility for borrowers who fall on hard financial times, though. We are proud to offer these great loan options For more related info, . Heres how it works: first, enter the amount of money you need to borrow for your Viking pool. Lyon Financial is not responsible or liable for any products, services, information or other materials displayed, purchased, or obtained as a result of or in connection with this web site, including, without limitation, any agent referrals, loan recommendations, application, approval, pre-qualification, load or interest rate analysis. There are no prepayment penalties so you can pay off your loan early if you want to save on interest. Lyon Financial and Viking Capital both specialize in swimming pool financing. Lenders may offer a wide range of pool loan rates that are subject to the borrowers financial qualifications. A: Most fundings involve paying the pool builder directly in stages, according to the progress of the project. A: No, we do not currently finance any owner-builds at this time. Build your furure with our help! See eligibility details. . Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you. Why It Made the Cut: SoFi supports various financing optionssuch as same-day funding and payment defermentfor eligible borrowers. Viking Capital HFS Financial Lyon Financial Your Bank or Credit Union Click the tabs to the right to learn more about each financing option. A: There are no prepayment penalties so you can pay the loan off early Then, enter the interest rate and loan term (in years). APPLY AT VIKING CAPITAL . Partner with the industrys leader to make your backyard dreams come true! NC #B-151024 With that in mind, a persons credit score can be one of the most important criteria used to determine loan eligibility. All information is subject to change without notice. The model is leaning Over, and it says one side of the spread has all the value. We have invested in state-of-the-art technology to keep your information secure and to make our process as efficient as possible. . Game summary of the Detroit Lions vs. Minnesota Vikings NFL game, final score 24-28, from September 25, 2022 on ESPN. Always very easy to work with. Can't say enoughThank you, ******* (and crew) for making this process a pleasant one!! Because financing a pool installation is such a large investment, Lyon requires homeowners to submit a scope of work before funds will be disbursed. The best pool loan companies have a lot to offer, but not every one will be the right choice for every household. So easy a caveman can do it. I was so impressed a REAL human being (Karen) always answered the phone and directed me to proper person. We partner with a network of lenders so you have access to multiple loan options. Lyon Financial has a very helpful staff,customer service always answers phone calls and questions or directs me to the right person.Best choice i could have madeHighly recommend them. Finally, youll need to have a solid business plan. Borrowers may want to be sure that their loan amount will be large enough to cover the entire cost of installation, from site preparation and excavation to electrical work and lighting. Viking Capital was the answer to our dream of adding a pool to our backyard living environment. Every team member has the determination and know-how to provide you with a 5-Star worthy experience. Conditions and limitations apply. A: We assist with financing for many home improvement projects, including new swimming pool construction, swimming pool renovation, spas, landscaping, outdoor living, and residential home remodeling. Homeowners typically find it easy to get approved with a good credit score. That can provide some peace of mind for homeowners who would rather not put up any of their possessions or assets as collateral to finance their pool installation. There was never high pressure sales on anything like that. Backyard Resort Pools If this option sounds more appealing than a dedicated pool loan, homeowners may want to review the best home improvement loan providers and see if theres an option thats right for them. If you are looking for financial assistance to build a pool (or anything else I Guess), look no furtherthis is it! Viking Capital APR (interest rates) As low as 5.49% Maximum loan amount $125,000 Loan terms Up to 20 years Generally speaking, pool loan specialists will offer longer loan terms. Viking Capital requires that you have collateral to secure the loan, such as real estate or equipment. If you would like to learn more about the products or services offered by Concord Pools & Spas, please fill out and submit the form to contact our sales department. Financing Your Swimming Pool - Parker's Pools There are other options available if you have bad credit and want to finance a pool. COMPARE POOL LOAN COMPANIES Visit the three websites below to compare pricing, and loan terms, for your new pool. The loan allows business owners to access up to $2 million in funding, with interest rates starting at 4%. You have 6 months from the approval date to use the shopping pass to pay for the pool and any extras you have purchased through your pool builder. We strive to be a trusted employer, business partner and service provider and to conduct business with transparency, integrity and fairness. A higher credit score indicates a lower risk of default and makes you more likely to be approved for financing. We offer long-term loans with low rates, catered for home improvements. APPLY AT VIKING CAPITAL . *Viking Capital offers a variety of loans that vary in rate, term, loan limits and approval conditions. When it comes time to apply for a pool loan, homeowners may prefer an application process thats quick and easy to complete. Monthly payment amounts are for demonstrative purposes only and are not guaranteed to match final payment amounts for all borrowers. Qualifying for a loan with bad credit can be tricky, but its not impossible. LightStream is also a relatively digital-focused loan provider. Why It Made the Cut: LightStream offers eligible borrowers low APR options, potential rate discounts, and same-day funding opportunitiesas well as a dedicated mobile app to manage their loan payments. Fill out the pre-application and take one step closer to swimming in the pool of your dreams. Even fiberglass pool costs, which are often lower than the price of other pools, can run $29,178 on average. Pool Financing - Gulf Coast Pool Financing Experts Southern Poolscapes You'll feel like the valued customer you are. Assessing an applicants credit history can help lenders minimize risk by weeding out potential customers who have struggled to keep up with debt in the past. Explore Our Financing Options | Vintage Pools Revolutionary Reports of All the Aspects of Life. A lower total cost may not make sense if the borrower will struggle to make loan payments each month. In some cases, homeowners may be able to obtain a 20-year pool loanpossibly even a 25-year loan. Checking lenders APR ranges can help customers avoid higher pool loan rates, but they may want to consider the impact their own credit history and financial status will have on the APR that they are ultimately offered. Make sure to read the fine print and understand all the fees and charges before signing any paperwork. While many pool loan companies deposit funds directly into the borrowers bank account, some will want to send funds directly to the contractor. Viking Capital Pool Loan Credit Requirements are designed to help small businesses get the financing they need to grow and succeed. I was almost ready to give up on the possibility of getting a pool but Ryan worked with me for months. Apply Now. A bad credit score is generally considered to be any score below 630. Best Customer Service! What are the interest rates? This could save you thousands of dollars over the life of the loan. Thank you for the kind words and for taking the time to leave feedback for us. Lyon Financial, financing available 877-754-5966. lyonfinancial.net. We have been wanting to build a pool for many years and now that we have pulled the trigger we need a good loan company. Its also important to remember that just because you have bad credit doesnt mean you should accept the first loan offer that comes your way. Conditions and limitations apply. Edward Jones - Financial Advisor: Brian Mathis, Edward Jones - Financial Advisor: Robert W Winkler. Email. Finance - A Cut Above - Based in Menifee, Calif., A Cut Above Quick funding time frames to give homeowners the money needed to pay for pool installations. First and foremost, youll need to have strong credit. but Viking Capital made it quick and painless. A: We look at your overall credit health, including your credit score and debt-to-income (DTI) ratio. Concerned about all the pool companies in Southwest Florida and whether youre choosing the right one? Viking Capitalacts in the capacity of consultant, working with contractors nationwide to help pair pool buyers with the best swimming pool financingoptions available. Viking Capital is the rare lender that specializes in pool loans, which may appeal to homeowners who want to work with a company that understands which financing terms make the most sense for. Payment example: Monthly payments for a $75,000 loan at 4.99% APR with a term of 15 years would result in 180 monthly payments of $592.70. This feature could provide some breathing room for customers who need a little time to sort out their finances and get back on their feet. This can be in the form of property or other assets. Their multiple loan options have low rates and longer terms than common unsecured loans offering more affordable monthly payments. When you have good to excellent credit, the choice is yours. Thank You for all your help. This ensures that the contractor is receiving the appropriate payments in the appropriate increments. Term of 30 years requires a minimum FICO of 780. Once the loan is secured, Viking Capital stays connected to the borrower, the builder and the lender to answer questions, provide status updates and ensure the funding process goes smoothly.

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