HSBC filed a false document to that effect, Gundersen clearly noticed the order that dismissed the surrender claim, but yet allowed the bank to continue with same argument. They had it coming to them, is how a bartender at the Jacksonville airport put it to me. You will know everything about goats, bees, flowers and plants and Soaps! For Kessler, the plaintiffs lawyer, to come before him with such sloppy documents and make this preposterous argument that his client either is or is not the note-holder well, that puts His Honor in a tough spot. (Well, more than two, actually, but lets just stick to the two big ones.). Thefraudulent rubber-stamped blank endorsements are used to establish standing and the banks right to foreclose on homeowners, the same homeowners that were sold predatory loans and pushed into foreclosure with unethical servicing practices. When you meet people who are losing their homes in this foreclosure crisis, they almost all have the same look of deep shame and anguish. The homeowners still owe what they owe, and the deadbeats have no right to keep living in a house they havent paid for. There are other types of grift and outright theft in the file. Citigroup, for instance, had 29 percent of its loans come up short, but it still sold a third of those mortgages to investors. Anyone wants a copy of a newsletter that one of the biggest eat Robosigning firms puts out, let me know. Floridians for honest lending has contacted me about my case, they have a direct line to the law makers that want to hear from us. (This business about the stamps is hilarious. Judge Gundersen ignores tainted bank documents to justify foreclosures In Judge Souds court, I come across a shining example of this mindless rush to foreclosure when I meet Natasha Leonard, a single mother who bought a house in 2004 for $97,500. The Company increased its legal and regulatory accrual related to the CFPB matter by $13.1 million in the fourth quarter of 2020 resulting from its efforts to resolve the matter in mediation. For questions call 1-877-256-2472 or contact us at [emailprotected], Jill Beck Runs for Pennsylvania Superior Court, Judge Matthew Wolf Runs for Commonwealth Court, Longtime Paul Hastings CFO Departs Following Wave of Exits, Judge Rejects Motion by Trump Lawyers for Mistrial in Civil Rape Case, Bryan Neft Runs for the Commonwealth Court. Responses have been edited for news style and content. And thats just the economic side of the story. So little info is available when considering down-ballot candidates, especially judges who wrap themselves in the canons of ethics to avoid answering any meaningful questions. They work together to cut deals where the public are falsely led to believe the government watchdog is protecting their interests. After Souds outburst, Cooper quietly leaves the court. Record your own trail from the Wikiloc app, upload the route and share it with the community. A Message to Justice Elena Kagan from LIT:#OperationWhiteout@uscourts @WSJopinion @HarvardLaw_ @YaleLawSch @PBS @WisconsinLaw @stetsonlaw @UNLVLaw @sjquinney @kulawschool @TempleLaw @TulaneLaw @reason @MotherJones @Pontifex @Princeton @Cornell @Stanford @abc #appellatetwitter pic.twitter.com/S1VqvLU6jN, LawsInTexas (@lawsintexasusa) November 24, 2021. Asked by Florida Bulldog to delegate someone to speak for her, Gundersen tapped Kathleen Angione, a Pompano Beach lawyer who represents clients in foreclosure court. I am in Jasper County Indiana and have been fighting Bank of America N.A. They are Outlaws in Robes. But the sight of a journalist getting up to talk to a defendant in his kangaroo court clearly puts a charge into His Honor, and he immediately calls Cooper back into the conference room. Thats why one banker CEO after another keeps going on TV to explain that despite their own deceptive loans and fraudulent paperwork, the real problem is these deadbeat homeowners who wont pay their fucking bills. Now, months after its first pass at foreclosure was dismissed, the bank has refiled the case and what do you know, it suddenly found the note. Judge Soud pipes up and inquires if theres a plaintiff lawyer present; someone has to lop off this womans head so the court can move on to the next case. Gundersen handled 217 of the cases in Broward, closed 126 of them and never once ruled for a defendant homeowner. Following the evidence, Kowalski discovered what has turned out to be a systemwide collapse of the process for documenting mortgages in this country. January 06, 2021 06:30 ET|Source:Ocwen Financial Corp. WEST PALM BEACH, Fla., Jan. 06, 2021 (GLOBE NEWSWIRE) Ocwen Financial Corporation (NYSE: OCN) (Ocwen or the Company), a leading non-bank mortgage servicer and originator, today issued the following statement in response to the mediators notice that the Companys court-ordered mediation with the Consumer Financial Protection Bureau (CFPB or Bureau) had concluded. It impacts people likeMrs. Marie Williams-Jameswho never missed a mortgage payment but Bank of America foreclosed on her anyway andMr. and Mrs. Simpsonwho were working on a mortgage modification when the Judge refused the banks motion for continuance and forced the Simpsons into a fraudulent foreclosure judgment. Having unloaded this diseased cargo onto their unsuspecting customers, the banks had no incentive to waste money keeping proper documentation of all these dubious transactions. DO YOUR homework! Breaking and entering is not a crime, apparently, when its authorized by a bank. In some cases, a homeowner contacts the bank to say that hes having trouble paying his bill, and the bank offers him loan modification. He has accused Gundersen and other judges of pro-bank bias and fought to disqualify them from hearing his cases. They didnt feel like they had a fair shake at presenting their evidence.. How? Watch the movie The Big Short to get the flavor of what happened in 2008. Judge Gundersen is running for re-election in 2022. This judge would not hear the case. Don't miss the crucial news and insights you need to make informed legal decisions. God deliver justice today by relieving her erroneous tactics against families and foreclosures victims by this crooked judge! Gundersen doesnt follow the law and allows tainted/doctored and unlawful evidence admitted as evidence. It penetrated all the way down to the individual consumer, who in some cases was a knowing accomplice in the bubble mess. For judges to allow unlawful actions to run amuck in their courtrooms while they wear the rob is not only a smack in the face to them personally and the judiciary as a whole, it is borderline complicit, especially when it sends or allows its investigative arm (the bar association) to target defense attorneys who are obligated to put on the most zealous defense possible. These mostly are fictitious foreclosures (clouded titles) hold the homeowner hostage by extortion (pay or seize inflated/illegal debt). Kessler then drops three greenish-brown files in front of Judge Soud, who spends no more than a minute or two glancing through each one. Several opinions from the Fourth District Court of Appeal in West Palm Beach regarding the trustworthiness of records custodians helped to give clarity to what judges could consider. And though the permutations of small-time scammery and grift in the foreclosure world are virtually endless your average foreclosure case involves homeowners or investors being screwed at least five or six creative ways a single hour of court and a few cases is enough to tell the main story. PLEASE MAKE YOUR VOICES HEARD. Unfortunately, with little scrutiny from the media, legislators, or regulators, our court system has heavily favored the latter. This inability of one limb of the foreclosure beast to know what the other limb is doing is responsible for many of the horrific stories befalling homeowners across the country. If Gundersen is re-elected August 23rd, we are screwed because obviously the JQC hasnt done their job.shocking!!! Each complaint filed by the banks attorneys is linked in the second column. The process servers cover up the crime using the same tactic as the lenders, saying they lost the original summons. Could happen to anyone. Our second option allows you to build your bundle and strategically select the content that pertains to your needs. A sizable campaign contribution goes a LONG WAY in getting a favorable outcome in civil litigation! Theyre left with a home they can NO longer afford and dont have the funds to rent or purchase another home. The FHL report says in April alone Gundersen disqualified herself 19 times when she was accused of pro-bank bias. I should have never been in this position. Luxury homes for sale in Albiez-le-Jeune, Auvergne-Rhne-Alpes, France Thats why all these colorful descriptions of cases where foreclosure lawyers like Kowalski score in court are really just that a little color. Continue to provide this website, content, resources, community and help center for free to the many homeowners, residents, Texans and as weve expanded, people nationwide who need access without a paywall or subscription. Isabel, (or others that in the same boat) please contact me via email im4theppl@gmail.com Im happy to try and point you in the right direction. They told me the state of Florida had created a special super-high-speed housing court with a specific mandate to rubber-stamp the legally dicey foreclosures by corporate mortgage pushers like Deutsche Bank and JP Morgan Chase. I sent most of my material to Nick Timerios at the Wall Street Journal, who later called me to confirm it and my source. If your issue is with Nationstar, SLS, or Shellpoint they want to hear from you. Broward county judges become illegal debt collection agent. Of those, 325 were loans originated byCountrywide, the disgraced mortgage company that was bought by Bank of America in 2008. Amendment 4 and 14 illegal government seizures of homestead The right to known Color of Law title 18 sec 242, 241. The two Group 9 candidates will compete in the election held on Aug. 23. please helpcall jeff 9545885959 anytime. And, on the most basic level, the loans had to actually exist. Join Facebook to connect with Andrea Gunderson and others you may know. Its been that long since Ive made a mortgage payment and Im STILL in my home! Its meEdward Crespo, the pro se litigant who HOLDS THE RECORD in the 17th Judicial Circuit Court for DISQUALIFYING the MOST circuit and county court judgesEIGHTso far! All evidence was ignored by her. If the banks eventually win, nurse Julie Nicolas will lose her North Miami Beach home of nearly 30 years. Andrea Ruth Gundersen - Florida Candidate - Transparency USA. Required fields are marked *. Real life Groundhog Day. One more important point, I am proudly part of BREC as a Committeewoman and Endorsed LAUREN ALPERSTEIN, who successfully beat disgraced Andrea Ruth Gundersen removing her from the Bench! Broward foreclosure Judge Andrea Gundersen The report by the nonprofit Floridians for Honest Lending (FHL) targets robo-signing, the discredited and illegal practice of treating foreclosure papers like assembly line goods. Heres what the two Group 9 candidates said qualified them to don the black robe. Why are judges like Gunderson allowed to run wild in the courtroom in Broward county, always taking the side of the banks and other lenders, destroying peoples lives, without any consideration of the borrowers side? In foreclosure with servicer Citimortgage since 2009 that they caused with you can get harp mod from 7% to 2.25% need to be 3months behind.3 attorneys,bankruptcy.Now sale date Feb 1..they saidthey lost note ;they never had it..sent to new servicer after gettng caught for fraudand more now servicer using same fraud to auction off.Attorneys did not do what they should have now courts say past statue of limitations. I respect him and like him and he actually tries to follow the law, the anonymous Broward defense lawyer said. It is egregious misconduct which can be neither excused nor ignored.. (I disqualified two other Judges in prior hearings for prejudice and bias). $31,907 Total Contributions. Forward-looking statements by their nature address matters that are, to different degrees, uncertain. Which wasnt exactly the kind of modification she was hoping for, given that her original monthly payment was $840. It was some of the most undignified behavior Ive ever seen, this observer said. LIT will keep yall updated on this as matters progress. Nowhere else on the planet is it such a crime to be down on your luck, even if you were put there by some of the worlds richest banks, which continue to rake in record profits purely because they got a big fat handout from the government. Not impartial, not professional, not in the spirit of the law, not a good or decent human being. Watching Judge Soud plow through each foreclosure reminds me of the scene in Fargo where the villain played by Swedish character actor Peter Stormare pushes his victims leg through a wood chipper with that trademark bored look on his face. In order to both preserve their tax-exempt status and deserve their AAA ratings, each of the loans in the pool had to have certain characteristics. 33307, Broward foreclosure Judge Andrea Gundersen is running for reelection with the motto experience matters.. Right Judge? I lost the securitization chain on my loan after it was sold (and the bank was paid off). The moral angle to the foreclosure crisis and, of course, in capitalism were not supposed to be concerned with the moral stuff, but lets mention it anyway shows a culture that is slowly giving in to a futuristic nightmare ideology of computerized greed and unchecked financial violence. She is a very insecure individual who needs psychological help more than family who appear before her! Just a little office sloppiness, and who cares? Daily Business Review honors attorneys and judges who have made a remarkable difference in the legal profession in Florida. In Coopers case, the document with Kennertys signature on it places the date on which Wells Fargo obtained the mortgage as May 5th, 2010. But the bank tells him that in order to qualify for modification, he must first be delinquent on his mortgage. Within weeks, Gretchen Morgensen of the WSJ wrote a series of articles on the fraud and abuse by the banks. If we encountered fraud, it would go to [the state attorney], I can tell you that.. document.getElementById("ak_js_1").setAttribute("value",(new Date()).getTime()). The report by the nonprofit Floridians for Honest Lending (FHL) targets robo-signing, the discredited and illegal practice of treating foreclosure papers like assembly line goods. While most foreclosures are unopposed, with homeowners not even bothering to show up in court to defend themselves, a few pro se defendants people representing themselves occasionally trickle in. PHH Mortgage is one of the largest servicers in the country, focused on delivering a variety of servicing and lending programs. They have the choice of replacing her with Lauren Alperstein, 38, a well-connected divorce and family lawyer from the prominent Boies Schiller Flexner law firm. (Translation: Dont you ratings agencies want to know that half these loans are crap before you give them a thumbs-up? You have to deal with her first and shes awful to borrowers counsel. No one knows how many arguable defenses Gundersen derails so that they never reach Stone. Gundersens includes some revealing reversals by her supervisors on the Fourth District Court of Appeal and an unfavorable watchdog report. But when she tried to get a modification on the loan, the banks offer was not helpful. The signer, a bank executive, could not possibly know whats in the papers and vouch for their validity, as is legally required. P.C. Early voting has begun and goes to August 21st, in person voting is August 23rd. LexisNexis and Bloomberg Law customers are able to access and use ALM's content, including content from the National Law Journal, The American Lawyer, Legaltech News, The New York Law Journal, and Corporate Counsel, as well as other sources of legal information. Every single forged notarized document used by the fraudsters that are challenged by me doesn`t make a difference, he is so biased against me as a pro-se and so (pro Bank) he won`t even follow Federal Law. Some people are forced into final judgements without being told what the downside is. I appealed my foreclosure and the mandate said that foreclosure has to stop immediately, but they foreclosed anyway on 1-4-2022. But a booming industry has grown up around fraudulent process servers; companies will claim they made dozens of attempts to serve homeowners, when in fact they made just one or none at all. Getting back to Gunderson, at an evidentiary hearing in March 2021, she stated that court records and deposition transcriptswere NOT evidence and that she would NOT consider any of our supporting case laws UNLESS THEY CAME FROM THE 4TH DCA! Add into the equation the fact that some of these big banks were simultaneously betting big money against these mortgages Goldman Sachs being the prime example and you can see that there were heavy incentives across the board to push anyone in trouble over the cliff. Ive been battling the bank for a long time all the way to SCOTUS. This becomes evident after Kowalski leaves the room. The headline: Niche Lawyers Spawned Housing Fracas.. Pull all the files on LAZARUS, LEBOW, GUNDERSON then we can proceed to Federal Courts. The first reason is: It simply isnt true. Former Florida Foreclosure Defense Lawyer Indicted, Operation Whiteout: Lyin Senior Judge Kenneth Magic Marra Tosses CFPB Claims, Florida Insurance Defense Lawyer Curtis Lee Allen Faces Ethics Complaint Filed by the Florida Bar, Copyright 2020-2023 LawsInFlorida.com is an online brand name which is wholly owned by Blogger Inc., a nonprofit 501(c)(3) registered in Delaware | Caricatures by DonkeyHotey, CLICK HERE TO SUBSCRIBE IN LESS THAN 10 SECONDS. Endorsements that establish the lenders legal right to foreclose are stamped and processed robotically. They almost always win those cases, no matter whats in the files. The trouble is, the bank bought the loan from Wachovia a bank that went out of business in 2008. If Gundersen was not re-elected , why did she preside over my foreclosure case dated 11/16/2022? Upon that review, FHL found 369 foreclosure complaints were filed with rubber-stamped blank endorsements with signatures ofDavid Spector,Laurie Meder,Michele Sjolander, andCynthia Riley, whose names became synonymous with the robo-signing scandal. Jamie Dimon, the CEO of JP Morgan, is even more succinct in dismissing the struggling homeowners that he and the other megabanks scammed before tossing out into the street. Four years ago, Dom and Tatiana began working together at HUP. When the number history notes that the homeowner has missed three payments in a row, it has no way of knowing that the homeowner was given permission to stop making payments. In the case of Boucher v. Warren, Gundersen dismissed a domestic violence injunction against the husband in a pending divorce case. They made a bet on it and then they realized they made a bad bet, but it was a whole lot of money, she said. From 2000 to 2006, there was a total of 1,031 affidavits of lost summons here in Duval County; in the past two years, by contrast, more than 4,000 have been filed. Soud simply continues Coopers case, telling Kessler to get his shit together and come back for another whack at her in a few weeks. While judges and attorneys over the course of their career are subjected to isolated instances of incivility, the instant misconduct is beyond the pale, different not simply in degree but in kind. Ive seen her on the bench and I was stunned at her behavior, at how she treated people. We made it for 12 years fighting this shit until we gave up the house my in-laws built and died in. According to the rules of the mortgage trusts, a lender like Bank of America, which controls all the Countrywide loans, is required by law to buy back from investors every faulty loan the crooks at Countrywide ever issued. Anyway, MERIDIAN ASSET SERVICES LLC out of Miami Dade is the company they hired to create 3 different Mortgage Assignments to foreclose for a party that is shown by a Mortgage Loan Purchase Agreement to have willingly purchased unenforceable mortgage files, and it states the buyer can`t rely on any documents in the files. We The People MUST not only speak out, but we MUST act. Indymac Liar Loans An audit found 87% fraudulent. Open Judicial Seat Draws Third Candidate - BrowardBeat.com Andrea Gunderson is an attorney serving Albuquerque, NM. Now the banks are using all available means, including robo-signing and other abusive tactics, to tap into the enormous value of outstanding mortgage loans, according to Wagner. Judge Ken Magic Marra is the remaining immediate stumbling block who should have retired in January but they dont know what to do as the Burkes are lurking. So glad Gundersen has been ousted, shell be lucky to get hired to clean up shit from the cow pasture. I was the victim of Robo-stamper in Colorado and had so much evidence against Chase (WaMu loan) they left me alone and although they tried, they never foreclosed. P.O. People are not deadbeats because they cant pay their mortgages! At the time of the injunction hearing, the husband was on probation for domestic violence. The Florida Bar disbarred our lawyer too, mainly because he kept winning and pissing off judges statewide. And after all that effort by the state to buy back these phony assets so the thieves could all stay in business and keep their bonuses, what did the banks do? This is an opportunity to get rid of her and vote for Lauren Melissa Alperstein. She has been referred to JQC, asking that she be removed from the bench. 5, was the essence of the booming international fraud scheme that created most all of these now-failing home mortgages. Ultimately, the people the homeowners over 10 million would be sacrificed and not a single Wall St. Banker went to jail. They were issuing this credit specifically to sell the loans off to the big banks right away, in furtherance of the larger scheme to dump fraudulent AAA-rated mortgage-backed securities on investors. The Jacksonville couple he represents are being sued for delinquent payments, but the case against them has already been dismissed once before. Shes amazing and shes exactly who we need and get GUNDERSEN GONE. SIGTARP.hotline@treasury.org (the Federal Task Force) wants to hear from victims that suspect foreclosure fraud, my foreclosure and eviction is currently under investigation. The problem is that Gundersen skews discovery and other preliminary matters toward the banks, the lawyer said. Currently, Judge Gundersen presides over all foreclosures in Broward County. The notion that a judge would try to prevent any citizen, much less a member of the media, from watching an open civil hearing sounded ridiculous. Broward foreclosure Judge Andrea Gundersen is running for reelection with the motto "experience matters." Primary voters just have to figure out if her experience is good or bad. She was in familiar territory, having practiced family law for 23 years. Some people become deathly ill, especially during the pandemic, for that reason they cant work anymore. Please know, Im NOT an attorney, however, I am familiar with the courts. But when the plaintiff doesnt show, the judge is suddenly all mercy and forgiveness. Judge Gundersen presides over all foreclosures in Broward County. Florida. The dates arent the only thing screwy about the new documents submitted by Bank of New York. This isnt some rare goof-up by a low-level cubicle slave: Virtually every case of foreclosure in this country involves some form of screwed-up paperwork. The borrowers were very upset, they felt like they didnt get fair and impartial treatment in her courtroom, said FHL executive director Laura Wagner. The moment the courts accepted that an agent and not the actual plaintiff, could institute unlawful foreclosure actions in the name of trusts that either never legally existed or ceased to legally exist, the deck remained stacked against the owners of real property. The idea that a non-interested party can claim to be the servicer of a loan that doesnt exist, put forced place insurance in place and pay property taxes in advice together with legal fees to make it appear to the court they have a valid claim, is the new robbery in progress across America. Who is Presiding Judge Andrea Gundersen, Mortgage Foreclosure Division, Seventeenth Judicial Circuit? Because in America, its far more shameful to owe money than it is to steal it. I spent 3-1/2 months in a foreign hospital (2011-april 2012) and the decree was done June 5, 2012). The land has been in my family for four generations, she tells me later. Soud sighs. View Andrea Gundersen results including current phone number, address, relatives, background check report, and property record with Whitepages. I have a crooked Judge on the take that doesn`t know the law or just likes to play stupid! Worse, about an hour later, April Charney, the lawyer who accompanied me to court, receives an e-mail from the judge actually threatening her with contempt for bringing a stranger to his court. Andrea Gundersen is a judge who sits in the Broward Circuit Court. Others were told not to worry about future jumps in interest rates because they could just refinance down the road, or discovered that the value of their homes had been overinflated by brokers looking to pad their commissions. Its early on a sunny Tuesday morning when I arrive at the chambers of Judge Soud, one of four rotating judges who preside over the local rocket docket. Copyright 2023 ALM Global, LLC. The judge eyes me anxiously, then proceeds. The banks then dumped hundreds or thousands of home loans at a time into tax-exempt real estate trusts, where the loans were diced up into securities, examined and graded by the ratings agencies, and sold off to big pension funds and other institutional suckers. Think of the Bernie Madoff scam, only replicated tens of thousands of times over, infecting every corner of the financial universe. Weve got to get her off the bench. Andrea Ruth Gundersen is a judge for the Seventeenth Judicial Circuit Court in Broward County, Florida. Florida Bulldog delivers fact-based watchdog reporting as a public service thats essential to a free and democratic society. Since these mortgage-backed securities paid much higher returns than other AAA investments like treasury notes or corporate bonds, the banks had no trouble attracting investors, foreign and domestic, from pension funds to insurance companies to trade unions. Another computer contacts the credit bureaus.. If there was a real client on the other side, maybe they could work something out, says Charney, who is representing Leonard. The judge more or less automatically rules for the plaintiffs when the homeowner is a no-show. In fact, FHLs review found that in Broward county, 217 of the 219 foreclosure complaints filed in 2019 that included fraudulent rubber stamps were assigned to Judge Andrea Gundersen. Now when you took out a mortgage, your original lender which might well have been a big mortgage mill like Countrywide or New Century immediately sold off your loan to big banks like Deutsche and Goldman and JP Morgan. Her original loan was made by Wachovia, a bank that blew itself up in 2008 speculating in the mortgage market. One computer generates a default letter, says Kowalski. When I arrive, Judge Soud and the lawyers are already arguing a foreclosure case; at a break in the action, I slip into the chamber with a legal-aid attorney whos accompanying me and sit down. But in Paragraph 3 of the same complaint, the bank reported that the note was lost or destroyed, while in Paragraph 4 it attests that plaintiff cannot reasonably obtain possession of the promissory note because its whereabouts cannot be determined.. We have not encountered any fraud yet, he recently told a local newspaper. I would say its pretty close to 100 percent,. The entire concept is a legal absurdity, and he cant sign off on it. Video: Bob Graham on Unanswered Questions of 9/11, Judge Gundersen ignores tainted bank documents to justify foreclosures Attorney Motion News, Judge Gundersen ignores tainted bank documents to justify foreclosures - Florida Bulldog | Bible Prophecy In The Daily Headlines, Broward judge ignores tainted bank documents to justify foreclosures, watchdog report charges | Livinglies's Weblog, Judge Gundersen ignores tainted bank documents to justify foreclosures - Florida Bulldog - Artcl.us - Daily Tips and Articles, please make your tax-deductible contribution today. Who is Presiding Judge Andrea Gundersen, Mortgage Foreclosure Division I hope she loses her re-election bid. The bias of the Judiciary NATIONWIDE against homeowners in support of THEIR OWN BANK STOCK HOLDINGS HAS BEEN SHOW TO BE CANCER IN THIS COUNTRY! Akerman lawyers were quick to note the fact that Third District judges have twice accused Jacobs of ethics violations. Do society a favor and vote her out of office; she is clearly not judge material. I stare at the judge, open-mouthed. The culture of take-for-yourself-now, let-someone-else-pay-later wasnt completely restricted to Wall Street. Andrea Gunderson Profile | Albuquerque, NM Lawyer | Martindale.com

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